Rent price in Zumaia
Gipuzkoa · País Vasco
Estimated rent · IPVA 2024
Net income
20.0k€
per capita/yr
Unemployment
6.6%
SEPE
Population
10,160
residents
According to INE IPVA data, estimated rent in Zumaia is €781.9/month in 2024 — +5.3% year-on-year. Back in 2016 it was €604/month, a 29.5% increase over 9 years. Provincial average (Gipuzkoa): €725/month.
Idealista
Rental flats in Zumaia →
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National market context
National rank
#161
out of 748 municipalities
vs País Vasco
+52.89999999999998€
region avg: €729
Trend vs Spain
+3%
avg: 2.3%
Trend vs region
+3%
region avg: €2.3
Zumaia ranks 161 out of 748 municipalities in the INE rent price index. It is 7% above the País Vasco average (€729/month).
Rent price evolution
Estimated monthly rent in Zumaia (€/month). Source: INE IPVA.
Income and housing effort
Net income per capita
20.002€
per year · INE Atlas
Average household income
51.477€
per year
Rent-to-income ratio
46.9%
of per capita income
Average gross salary
35.170€
per year · País Vasco
Rent-to-salary ratio
26.7%
of annual gross salary
The national average effort is 55.4% of per capita income. Zumaia is 9 points below that average.
Source: INE Atlas of Household Income Distribution · INE Survey of Wage Structure (op.140). Gross salary is the País Vasco average.
Registered unemployment
Estimated unemployment rate
6.6%
of estimated active population
Registered unemployed
333
people
Annual change
-5.4%
vs same month previous year
Source: SEPE (Spanish Public Employment Service)
How much do you need to earn to live in Zumaia?
With rent at €781.9/month, the recommended salary (30% rule) is €46,000 gross/year.
Recommended salary
46,000€
gross / year
Rent
781.9€
/ month
Real avg income
20,002€
net / year
Enter your gross annual salary to see what rent in Zumaia means for your budget.
What would a mortgage cost in Zumaia?
For a €155,000 property (estimated from current rent), the monthly payment would be €621 over 25 years at 3.5%. You need €46,500 for the down payment and costs (20% + 10%). Based on average incomes in Zumaia, saving that amount would take around 3 years.
What does it cost to live in Zumaia?
Rent is €781.9/month. With average food, transport and utilities, the estimated cost of living is €1,551.9/month. Adjust each category to your situation.
Estimated expenses based on national averages. Adjust to your lifestyle.
Climate
Monthly max & min temperature (°C) · 2015–2024 normals
Source: Open-Meteo · ERA5 reanalysis (ECMWF)
Rent index evolution
| Year | INE IPVA Index | Estimated rent |
|---|---|---|
| 2024 | 790.200 | 790€ |
| 2023 | 742.420 | 742€ |
| 2022 | 768.330 | 768€ |
| 2021 | 724.270 | 724€ |
| 2020 | 693.660 | 694€ |
| 2019 | 657.030 | 657€ |
| 2018 | 639.460 | 639€ |
| 2017 | 627.500 | 628€ |
| 2016 | 604.440 | 604€ |
Frequently asked questions
How much does it cost to rent in Zumaia?
The estimated rent in Zumaia is €781.9/month in 2024, according to the INE Housing Rental Price Index (IPVA).
Have rents gone up or down in Zumaia?
Rent in Zumaia has risen by 5.3% compared to the previous year, per the INE IPVA index.
Is Zumaia expensive to rent compared to the national average?
Yes, rent in Zumaia (€781.9/month) is 21% above the national average (€648/month).
How much do you need to earn to live in Zumaia?
Applying the 30% rule (rent should not exceed 30% of net income), you need approximately €31000 net per year to live in Zumaia with a rent of €781.9/month.
What would a mortgage cost in Zumaia?
For an estimated property price of €155,000 in Zumaia (based on current rent of €781.9/month), the monthly mortgage payment would be €621 over 25 years at 3.5% APR. Down payment and purchase costs amount to approximately €46,500 (20% down + ~10% costs).
Gipuzkoa province
View all municipalities and compare prices
Other municipalities in Gipuzkoa
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Municipalities in Spain with a similar rent to Zumaia (±10%)
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Want to compare Zumaia with another municipality?
Rent, income, population and more, side by side.
Official source
Instituto Nacional de Estadística
Organismo estadístico oficial del Estado español
www.ine.es View source →Methodology
Data comes from the Housing Rental Price Index (IPVA) published by Spain's National Statistics Institute (INE), with base 100 in 2015. The estimated rent is calculated by applying the index to the median reference price for the province in 2015.
Source: EMAL - Estadística del Mercado de Alquiler (Gobierno Vasco) · INE code: 20081