Rent price in Cádiz
Cádiz · Andalucía
Estimated rent · IPVA 2023
Net income
15.5k€
per capita/yr
Unemployment
17.5%
SEPE
Population
110k
residents
In 2023, the estimated rent in Cádiz is €559/month (INE IPVA index), a +1.6% annual change and 5.7% higher than in 2020. Estimated provincial average in Cádiz: €568/month.
Full guide: living in Cádiz
Monthly budget, required salary and mortgage estimate
Idealista
Rental flats in Cádiz →
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National market context
National rank
#500
out of 748 municipalities
vs Andalucía
-9€
region avg: €568
Trend vs Spain
-0.7%
avg: 2.3%
Trend vs region
-0.2%
region avg: €1.8
Cádiz ranks 500 out of 748 municipalities in the INE rent price index. It is close to the Andalucía average (€568/month).
Rent price evolution
Estimated monthly rent in Cádiz (€/month). Source: INE IPVA.
Income and housing effort
Net income per capita
15.487€
per year · INE Atlas
Average household income
37.427€
per year
Rent-to-income ratio
43.3%
of per capita income
Average gross salary
26.090€
per year · Andalucía
Rent-to-salary ratio
25.7%
of annual gross salary
The national average effort is 55.4% of per capita income. Cádiz is 12 points below that average.
Source: INE Atlas of Household Income Distribution · INE Survey of Wage Structure (op.140). Gross salary is the Andalucía average.
Registered unemployment
Estimated unemployment rate
17.5%
of estimated active population
Registered unemployed
8,046
people
Annual change
-13.1%
vs same month previous year
Source: SEPE (Spanish Public Employment Service)
How much do you need to earn to live in Cádiz?
With rent at €559/month, the recommended salary (30% rule) is €31,500 gross/year.
Recommended salary
31,500€
gross / year
Rent
559€
/ month
Real avg income
15,487€
net / year
Enter your gross annual salary to see what rent in Cádiz means for your budget.
What would a mortgage cost in Cádiz?
For a €110,000 property (estimated from current rent), the monthly payment would be €441 over 25 years at 3.5%. You need €33,000 for the down payment and costs (20% + 10%). Based on average incomes in Cádiz, saving that amount would take around 2.9 years.
What does it cost to live in Cádiz?
Rent is €559/month. With average food, transport and utilities, the estimated cost of living is €1,329/month. Adjust each category to your situation.
Estimated expenses based on national averages. Adjust to your lifestyle.
Climate
Monthly max & min temperature (°C) · 2015–2024 normals
Source: Open-Meteo · ERA5 reanalysis (ECMWF)
Rent index evolution
| Year | INE IPVA Index | Estimated rent |
|---|---|---|
| 2023 | 111.880 | 559€ |
| 2022 | 110.074 | 550€ |
| 2021 | 107.689 | 538€ |
| 2020 | 105.798 | 529€ |
Frequently asked questions
How much does it cost to rent in Cádiz?
The estimated rent in Cádiz is €559/month in 2023, according to the INE Housing Rental Price Index (IPVA).
Have rents gone up or down in Cádiz?
Rent in Cádiz has risen by 1.6% compared to the previous year, per the INE IPVA index.
Is Cádiz expensive to rent compared to the national average?
No, rent in Cádiz (€559/month) is 14% below the national average (€648/month).
How much do you need to earn to live in Cádiz?
Applying the 30% rule (rent should not exceed 30% of net income), you need approximately €22000 net per year to live in Cádiz with a rent of €559/month.
What would a mortgage cost in Cádiz?
For an estimated property price of €110,000 in Cádiz (based on current rent of €559/month), the monthly mortgage payment would be €441 over 25 years at 3.5% APR. Down payment and purchase costs amount to approximately €33,000 (20% down + ~10% costs).
Cádiz province
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Other municipalities in Cádiz
Municipalities with similar rent
Municipalities in Spain with a similar rent to Cádiz (±10%)
Want to compare Cádiz with another municipality?
Rent, income, population and more, side by side.
Official source
Instituto Nacional de Estadística
Organismo estadístico oficial del Estado español
www.ine.es View source →Methodology
Data comes from the Housing Rental Price Index (IPVA) published by Spain's National Statistics Institute (INE), with base 100 in 2015. The estimated rent is calculated by applying the index to the median reference price for the province in 2015.
Source: INE IPVA base 2015=100 · INE code: 11012