Cost of living in Cádiz: rent, salaries & real expenses (2026)
The cost of living in Cádiz is around €1329/month, with rent at €559 (INE 2023) — 14% below the Spanish average. Rent trend: +1.6% per year. Here's the full breakdown.
Avg. rent
559€
/ month · INE
Total cost
1329€
/ month est.
Salary needed
32k€
gross / year
Rent trend
+1.6%
annual change
Estimated monthly budget
Food, transport and utility expenses based on INE/Eurostat national averages. Adjust to your lifestyle.
Rent in Cádiz
Est. rent
559€
/ month
vs Spain
-14%
media 648€
Ranking
#500
of 748
Trend
+1.6%
annual change
Rent in Cádiz is 14% cheaper than the national average and 2% cheaper than the Andalucía average (€568/month). The annual trend is +1.6%.
What salary do you need to live in Cádiz?
Recommended salary
31,500€
gross / year
Rule applied
30%
max rent/net
Avg CCAA salary
26,090€
gross / year · INE
To avoid spending more than 30% of your net salary on rent in Cádiz (€559/month), you need to earn at least €31,500 gross/year. The average gross salary in Andalucía is €26,090/year according to INE.
Buying in Cádiz: what does a mortgage cost?
Est. price
110,000€
PER ~200 months
Monthly payment
441€
25yr · 3.5% · 80%
Down pmt + costs
33,000€
20% + 10%
Estimate based on a sale price of €110,000 (typical price-to-rent ratio). 25-year mortgage at 3.5% with 80% financed. Indicative calculation.
Calculate with your price →Quality of life in Cádiz
Summer max
29.2°C
Jun–Aug · ERA5
Winter min
9.4°C
Dec–Feb · ERA5
Unemployment
17.5%
SEPE 202604
Rent burden
43.3%
of net income
Cádiz has a warm climate with mild summers (29.2°C max from June to August) and cool winters (9.4°C min from December to February). Unemployment stands at 17.5% (SEPE 202604) and the rent-to-income burden is 43.3%. Climate data: Open-Meteo ERA5 (2015-2024 normals).
📊 Full data
Municipal page with all indicators
🗺️ Cádiz
Province municipalities
🏛️ Andalucía
Rent by community
Compare Cádiz with other cities
Rent: INE IPVA index (2023). Expenses: INE/Eurostat national averages. Mortgage: indicative calculation.