Salary effort · INCASOL + INE · 2025
Spain's 20 municipalities where rent is most affordable
Verín spends just 17.2% of annual gross salary on rent. 751 municipalities analysed. INCASOL 2025 data and INE 2022 provincial salary.
751
municipalities
27,1%
avg effort
17.2%
minimum (best)
Verín (Ourense) spends just 17.2% of annual salary on rent. Galicia occupies 6 of the top 10 spots: rents in inland Galicia hover around €380–420 per month, with provincial salaries that don't differ dramatically from the rest of Spain. Inland Andalusia surprises: Alcaudete, Torredonjimeno, Bailén and Linares (all in Jaén) appear in the top 10, with rents between €389 and €406. Zamora and Benavente represent inland Castile. Less than 20% of annual salary going to rent — the best ratio in the country.
Top 20 most affordable municipalities
Municipalities with the most favourable rent/salary ratio
| # | Municipality | Effort |
|---|---|---|
| 1 | VerínGalicia | 17.2% |
| 2 | AlcaudeteAndalucía | 17.9% |
| 3 | Carballiño, OGalicia | 17.9% |
| 4 | TorredonjimenoAndalucía | 18.0% |
| 5 | BailénAndalucía | 18.1% |
| 6 | BenaventeCastilla y León | 18.2% |
| 7 | ZamoraCastilla y León | 18.2% |
| 8 | AlcañizAragón | 18.3% |
| 9 | DaimielCastilla-La Mancha | 18.4% |
| 10 | BarbadásGalicia | 18.5% |
| 11 | Barco de Valdeorras, OGalicia | 18.5% |
| 12 | LinaresAndalucía | 18.7% |
| 13 | VillacarrilloAndalucía | 18.7% |
| 14 | Monforte de LemosGalicia | 18.8% |
| 15 | OurenseGalicia | 18.8% |
| 16 | ViveiroGalicia | 18.8% |
| 17 | Mancha RealAndalucía | 18.9% |
| 18 | SarriaGalicia | 18.9% |
| 19 | Villafranca de los BarrosExtremadura | 19.0% |
| 20 | BerjaAndalucía | 19.1% |
Analysis
Galicia dominates the most affordable ranking with 6 of the top 10 spots. It's not just that rents are low — Verín has the ranking's minimum at €380/month — but that Ourense's provincial salary (€26,547) is comparable to provinces with much higher rents. The combination creates Spain's most favourable rent/salary ratio. Lugo follows the same pattern: Monforte de Lemos, Viveiro and Sarria appear in the top 20 with rents below €420.
Inland Andalusia is the ranking's surprise. Jaén province — Alcaudete, Torredonjimeno, Bailén, Linares, Villacarrillo and Mancha Real — takes six spots in the top 20. Jaén has Andalusia's lowest rents (€389–410) and, while the provincial salary (€26,090) is the lowest in the region, the ratio remains very favourable. Linares, with 55,633 inhabitants, shows you don't need to seek out tiny villages: there are mid-sized cities where renting is economically sustainable.
Methodology
Salary effort is calculated as (estimated monthly rent × 12) / annual gross salary × 100. Rent comes from INCASOL (2025). Salary is the median annual gross salary by province, from the INE Wage Structure Survey (2022). Since salary is provincial, municipalities in the same province share the same salary figure — rankings mainly reflect rent differences within each province.
How to cite
UrbanStatsLab (2025). "Spain's 20 most affordable municipalities by rent-to-salary ratio". INCASOL 2025 and INE 2022 data. urbanstatslab.com
The other side
Where rent takes the biggest share