Rent price in San Fernando
Cádiz · Andalucía
Estimated rent · IPVA 2023
Net income
12.9k€
per capita/yr
Unemployment
20.2%
SEPE
Population
93,338
residents
Rent in San Fernando stands at €573/month in 2023 per the INE IPVA, a +2.4% year-on-year change. Since 2020 prices have risen 6.1%, placing it €5 above the Cádiz provincial average (€568/month).
Full guide: living in San Fernando
Monthly budget, required salary and mortgage estimate
Idealista
Rental flats in San Fernando →
External link to Idealista. UrbanStatsLab may earn a commission.
National market context
National rank
#456
out of 748 municipalities
vs Andalucía
+5€
region avg: €568
Trend vs Spain
+0.1%
avg: 2.3%
Trend vs region
+0.6%
region avg: €1.8
San Fernando ranks 456 out of 748 municipalities in the INE rent price index. It is close to the Andalucía average (€568/month).
Rent price evolution
Estimated monthly rent in San Fernando (€/month). Source: INE IPVA.
Income and housing effort
Net income per capita
12.948€
per year · INE Atlas
Average household income
34.258€
per year
Rent-to-income ratio
53.1%
of per capita income
Average gross salary
26.090€
per year · Andalucía
Rent-to-salary ratio
26.4%
of annual gross salary
The national average effort is 55.4% of per capita income. San Fernando is 2 points below that average.
Source: INE Atlas of Household Income Distribution · INE Survey of Wage Structure (op.140). Gross salary is the Andalucía average.
Registered unemployment
Estimated unemployment rate
20.2%
of estimated active population
Registered unemployed
7,870
people
Annual change
-9.4%
vs same month previous year
Source: SEPE (Spanish Public Employment Service)
How much do you need to earn to live in San Fernando?
With rent at €573/month, the recommended salary (30% rule) is €32,500 gross/year.
Recommended salary
32,500€
gross / year
Rent
573€
/ month
Real avg income
12,948€
net / year
Enter your gross annual salary to see what rent in San Fernando means for your budget.
What would a mortgage cost in San Fernando?
For a €115,000 property (estimated from current rent), the monthly payment would be €461 over 25 years at 3.5%. You need €34,500 for the down payment and costs (20% + 10%). Based on average incomes in San Fernando, saving that amount would take around 3.4 years.
What does it cost to live in San Fernando?
Rent is €573/month. With average food, transport and utilities, the estimated cost of living is €1,343/month. Adjust each category to your situation.
Estimated expenses based on national averages. Adjust to your lifestyle.
Climate
Monthly max & min temperature (°C) · 2015–2024 normals
Source: Open-Meteo · ERA5 reanalysis (ECMWF)
Rent index evolution
| Year | INE IPVA Index | Estimated rent |
|---|---|---|
| 2023 | 114.538 | 573€ |
| 2022 | 111.879 | 559€ |
| 2021 | 109.934 | 550€ |
| 2020 | 107.912 | 540€ |
Frequently asked questions
How much does it cost to rent in San Fernando?
The estimated rent in San Fernando is €573/month in 2023, according to the INE Housing Rental Price Index (IPVA).
Have rents gone up or down in San Fernando?
Rent in San Fernando has risen by 2.4% compared to the previous year, per the INE IPVA index.
Is San Fernando expensive to rent compared to the national average?
No, rent in San Fernando (€573/month) is 12% below the national average (€648/month).
How much do you need to earn to live in San Fernando?
Applying the 30% rule (rent should not exceed 30% of net income), you need approximately €23000 net per year to live in San Fernando with a rent of €573/month.
What would a mortgage cost in San Fernando?
For an estimated property price of €115,000 in San Fernando (based on current rent of €573/month), the monthly mortgage payment would be €461 over 25 years at 3.5% APR. Down payment and purchase costs amount to approximately €34,500 (20% down + ~10% costs).
Cádiz province
View all municipalities and compare prices
Other municipalities in Cádiz
Municipalities with similar rent
Municipalities in Spain with a similar rent to San Fernando (±10%)
More affordable options in Andalucía
Municipalities in Andalucía with lower rent than San Fernando
Want to compare San Fernando with another municipality?
Rent, income, population and more, side by side.
Official source
Instituto Nacional de Estadística
Organismo estadístico oficial del Estado español
www.ine.es View source →Methodology
Data comes from the Housing Rental Price Index (IPVA) published by Spain's National Statistics Institute (INE), with base 100 in 2015. The estimated rent is calculated by applying the index to the median reference price for the province in 2015.
Source: INE IPVA base 2015=100 · INE code: 11031