Rent price in Loja
Granada · Andalucía
Estimated rent · IPVA 2023
Net income
10.7k€
per capita/yr
Unemployment
12.5%
SEPE
Population
20,951
residents
According to INE IPVA data, estimated rent in Loja is €574/month in 2023 — +1.2% year-on-year. Back in 2020 it was €550/month, a 4.4% increase over 4 years. Provincial average (Granada): €564/month.
Full guide: living in Loja
Monthly budget, required salary and mortgage estimate
National market context
National rank
#456
out of 753 municipalities
vs Andalucía
+6€
region avg: €568
Trend vs Spain
-1.1%
avg: 2.3%
Trend vs region
-0.6%
region avg: €1.8
Loja ranks 456 out of 753 municipalities in the INE rent price index. It is close to the Andalucía average (€568/month).
Rent price evolution
Estimated monthly rent in Loja (€/month). Source: INE IPVA.
Income and housing effort
Net income per capita
10.731€
per year · INE Atlas
Average household income
27.131€
per year
Rent-to-income ratio
64.2%
of per capita income
Average gross salary
26.090€
per year · Andalucía
Rent-to-salary ratio
26.4%
of annual gross salary
The national average effort is 55.3% of per capita income. Loja is 9 points above that average.
Source: INE Atlas of Household Income Distribution · INE Survey of Wage Structure (op.140). Gross salary is the Andalucía average.
What would it cost to live in Loja?
Calculate your mortgage payment, required salary and real cost of living.
Go to calculators →Registered unemployment
Estimated unemployment rate
12.5%
of estimated active population
Registered unemployed
1,091
people
Annual change
-7%
vs same month previous year
Source: SEPE (Spanish Public Employment Service)
Climate
Monthly max & min temperature (°C) · 2015–2024 normals
Source: Open-Meteo · ERA5 reanalysis (ECMWF)
Rent index evolution
| Year | INE IPVA Index | Estimated rent |
|---|---|---|
| 2023 | 119.656 | 574€ |
| 2022 | 118.294 | 568€ |
| 2021 | 118.059 | 567€ |
| 2020 | 114.518 | 550€ |
Idealista
Rental flats in Loja →
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Frequently asked questions
How much does it cost to rent in Loja?
The estimated rent in Loja is €574/month in 2023, according to the INE Housing Rental Price Index (IPVA).
Have rents gone up or down in Loja?
Rent in Loja has risen by 1.2% compared to the previous year, per the INE IPVA index.
Is Loja expensive to rent compared to the national average?
No, rent in Loja (€574/month) is 11% below the national average (€648/month).
How much do you need to earn to live in Loja?
Applying the 30% rule (rent should not exceed 30% of net income), you need approximately €23000 net per year to live in Loja with a rent of €574/month.
What would a mortgage cost in Loja?
For an estimated property price of €115,000 in Loja (based on current rent of €574/month), the monthly mortgage payment would be €461 over 25 years at 3.5% APR. Down payment and purchase costs amount to approximately €34,500 (20% down + ~10% costs).
Granada province
View all municipalities and compare prices
Other municipalities in Granada
Municipalities with similar rent
Municipalities in Spain with a similar rent to Loja (±10%)
Want to compare Loja with another municipality?
Rent, income, population and more, side by side.
Official source
Instituto Nacional de Estadística
Organismo estadístico oficial del Estado español
www.ine.es View source →Methodology
Data comes from the Housing Rental Price Index (IPVA) published by Spain's National Statistics Institute (INE), with base 100 in 2015. The estimated rent is calculated by applying the index to the median reference price for the province in 2015.
Source: INE IPVA base 2015=100 · INE code: 18122