Rent price in Cartagena
Murcia · Región de Murcia
Estimated rent · IPVA 2023
Net income
13.1k€
per capita/yr
Unemployment
11.1%
SEPE
Population
221k
residents
In 2023, the estimated rent in Cartagena is €531/month (INE IPVA index), a +2.1% annual change and 6.6% higher than in 2020. Estimated provincial average in Murcia: €530/month.
Full guide: living in Cartagena
Monthly budget, required salary and mortgage estimate
Idealista
Rental flats in Cartagena →
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National market context
National rank
#591
out of 748 municipalities
vs Región de Murcia
+1€
region avg: €530
Trend vs Spain
-0.2%
avg: 2.3%
Trend vs region
+0.3%
region avg: €1.8
Cartagena ranks 591 out of 748 municipalities in the INE rent price index. It is close to the Región de Murcia average (€530/month).
Rent price evolution
Estimated monthly rent in Cartagena (€/month). Source: INE IPVA.
Income and housing effort
Net income per capita
13.126€
per year · INE Atlas
Average household income
36.484€
per year
Rent-to-income ratio
48.5%
of per capita income
Average gross salary
26.349€
per year · Región de Murcia
Rent-to-salary ratio
24.2%
of annual gross salary
The national average effort is 55.4% of per capita income. Cartagena is 7 points below that average.
Source: INE Atlas of Household Income Distribution · INE Survey of Wage Structure (op.140). Gross salary is the Región de Murcia average.
Registered unemployment
Estimated unemployment rate
11.1%
of estimated active population
Registered unemployed
12,040
people
Annual change
-6.1%
vs same month previous year
Source: SEPE (Spanish Public Employment Service)
How much do you need to earn to live in Cartagena?
With rent at €531/month, the recommended salary (30% rule) is €30,000 gross/year.
Recommended salary
30,000€
gross / year
Rent
531€
/ month
Real avg income
13,126€
net / year
Enter your gross annual salary to see what rent in Cartagena means for your budget.
What would a mortgage cost in Cartagena?
For a €105,000 property (estimated from current rent), the monthly payment would be €421 over 25 years at 3.5%. You need €31,500 for the down payment and costs (20% + 10%). Based on average incomes in Cartagena, saving that amount would take around 2.9 years.
What does it cost to live in Cartagena?
Rent is €531/month. With average food, transport and utilities, the estimated cost of living is €1,301/month. Adjust each category to your situation.
Estimated expenses based on national averages. Adjust to your lifestyle.
Climate
Monthly max & min temperature (°C) · 2015–2024 normals
Source: Open-Meteo · ERA5 reanalysis (ECMWF)
Rent index evolution
| Year | INE IPVA Index | Estimated rent |
|---|---|---|
| 2023 | 115.464 | 531€ |
| 2022 | 113.134 | 520€ |
| 2021 | 110.669 | 509€ |
| 2020 | 108.294 | 498€ |
Frequently asked questions
How much does it cost to rent in Cartagena?
The estimated rent in Cartagena is €531/month in 2023, according to the INE Housing Rental Price Index (IPVA).
Have rents gone up or down in Cartagena?
Rent in Cartagena has risen by 2.1% compared to the previous year, per the INE IPVA index.
Is Cartagena expensive to rent compared to the national average?
No, rent in Cartagena (€531/month) is 18% below the national average (€648/month).
How much do you need to earn to live in Cartagena?
Applying the 30% rule (rent should not exceed 30% of net income), you need approximately €21000 net per year to live in Cartagena with a rent of €531/month.
What would a mortgage cost in Cartagena?
For an estimated property price of €105,000 in Cartagena (based on current rent of €531/month), the monthly mortgage payment would be €421 over 25 years at 3.5% APR. Down payment and purchase costs amount to approximately €31,500 (20% down + ~10% costs).
Murcia province
View all municipalities and compare prices
Other municipalities in Murcia
Municipalities with similar rent
Municipalities in Spain with a similar rent to Cartagena (±10%)
More affordable options in Región de Murcia
Municipalities in Región de Murcia with lower rent than Cartagena
Want to compare Cartagena with another municipality?
Rent, income, population and more, side by side.
Official source
Instituto Nacional de Estadística
Organismo estadístico oficial del Estado español
www.ine.es View source →Methodology
Data comes from the Housing Rental Price Index (IPVA) published by Spain's National Statistics Institute (INE), with base 100 in 2015. The estimated rent is calculated by applying the index to the median reference price for the province in 2015.
Source: INE IPVA base 2015=100 · INE code: 30016