Simulate. Calculate. Decide.
Three tools to understand the real numbers behind any housing decision in Spain. No sign-up. No ads.
Mortgage calculator
Before you walk into a bank, know your exact numbers. Monthly payment, total cost over 25 years, and how much cash you need ready from day one.
Monthly payment
801€
Down pmt + costs
60,000€
20% + 10% costs
Total interest
80k€
Total cost
300k€
over 25 years
Loan summary
Payment calculated using the French amortization system. Purchase costs (transfer tax, notary, registry) vary by region. Indicative only.
Net salary calculator
What your contract says and what you take home are two very different numbers. Calculate the exact difference: income tax and social security, down to the euro.
Cost of living by municipality
Rent is the biggest expense, but not the only one. Food, transport, utilities, leisure — all added up. Choose from 753 municipalities and see if the numbers work for you.
All calculations are indicative. Based on official INE data and current Spanish tax legislation. Not a substitute for professional advice.