Cost of living in Terrassa: rent, salaries & real expenses (2026)
The cost of living in Terrassa is around €1686/month, with rent at €916 (INE 2023) — 41% above the Spanish average. Rent trend: +2.7% per year. Here's the full breakdown.
Avg. rent
916€
/ month · INE
Total cost
1686€
/ month est.
Salary needed
57k€
gross / year
Rent trend
+2.7%
annual change
Estimated monthly budget
Food, transport and utility expenses based on INE/Eurostat national averages. Adjust to your lifestyle.
Rent in Terrassa
Est. rent
916€
/ month
vs Spain
+41%
media 648€
Ranking
#54
of 748
Trend
+2.7%
annual change
Rent in Terrassa is 41% more expensive than the national average and 14% more expensive than the Catalunya average (€804/month). The annual trend is +2.7%.
What salary do you need to live in Terrassa?
Recommended salary
57,000€
gross / year
Rule applied
30%
max rent/net
Avg CCAA salary
31,730€
gross / year · INE
To avoid spending more than 30% of your net salary on rent in Terrassa (€916/month), you need to earn at least €57,000 gross/year. The average gross salary in Catalunya is €31,730/year according to INE.
Buying in Terrassa: what does a mortgage cost?
Est. price
185,000€
PER ~200 months
Monthly payment
741€
25yr · 3.5% · 80%
Down pmt + costs
55,500€
20% + 10%
Estimate based on a sale price of €185,000 (typical price-to-rent ratio). 25-year mortgage at 3.5% with 80% financed. Indicative calculation.
Calculate with your price →Quality of life in Terrassa
Summer max
28.9°C
Jun–Aug · ERA5
Winter min
3.5°C
Dec–Feb · ERA5
Unemployment
9.5%
SEPE 202604
Rent burden
71.7%
of net income
Terrassa has a warm climate with mild summers (28.9°C max from June to August) and cool winters (3.5°C min from December to February). Unemployment stands at 9.5% (SEPE 202604) and the rent-to-income burden is 71.7%. Climate data: Open-Meteo ERA5 (2015-2024 normals).
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Rent: INE IPVA index (2023). Expenses: INE/Eurostat national averages. Mortgage: indicative calculation.