Cost of living in Tarragona: rent, salaries & real expenses (2026)
The cost of living in Tarragona is around €1419/month, with rent at €649 (INE 2023) — 0% above the Spanish average. Rent trend: +2.6% per year. Here's the full breakdown.
Avg. rent
649€
/ month · INE
Total cost
1419€
/ month est.
Salary needed
39k€
gross / year
Rent trend
+2.6%
annual change
Estimated monthly budget
Food, transport and utility expenses based on INE/Eurostat national averages. Adjust to your lifestyle.
Rent in Tarragona
Est. rent
649€
/ month
vs Spain
+0%
media 648€
Ranking
#294
of 753
Trend
+2.6%
annual change
Rent in Tarragona is 0% more expensive than the national average and 19% cheaper than the Catalunya average (€804/month). The annual trend is +2.6%.
What salary do you need to live in Tarragona?
Recommended salary
38,500€
gross / year
Rule applied
30%
max rent/net
Avg CCAA salary
31,730€
gross / year · INE
To avoid spending more than 30% of your net salary on rent in Tarragona (€649/month), you need to earn at least €38,500 gross/year. The average gross salary in Catalunya is €31,730/year according to INE.
Buying in Tarragona: what does a mortgage cost?
Est. price
130,000€
PER ~200 months
Monthly payment
521€
25yr · 3.5% · 80%
Down pmt + costs
39,000€
20% + 10%
Estimate based on a sale price of €130,000 (typical price-to-rent ratio). 25-year mortgage at 3.5% with 80% financed. Indicative calculation.
Calculate with your price →Quality of life in Tarragona
Summer max
28.7°C
Jun–Aug · ERA5
Winter min
6°C
Dec–Feb · ERA5
Unemployment
8.1%
SEPE 202605
Rent burden
49.1%
of net income
Tarragona has a warm climate with mild summers (28.7°C max from June to August) and cool winters (6°C min from December to February). Unemployment stands at 8.1% (SEPE 202605) and the rent-to-income burden is 49.1%. Climate data: Open-Meteo ERA5 (2015-2024 normals).
📊 Full data
Municipal page with all indicators
🗺️ Tarragona
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Rent by community
Compare Tarragona with other cities
Rent: INE IPVA index (2023). Expenses: INE/Eurostat national averages. Mortgage: indicative calculation.