Cost of living in Santiago de Compostela: rent, salaries & real expenses (2026)
The cost of living in Santiago de Compostela is around €1346/month, with rent at €576 (INE 2023) — 11% below the Spanish average. Rent trend: +3.2% per year. Here's the full breakdown.
Avg. rent
576€
/ month · INE
Total cost
1346€
/ month est.
Salary needed
33k€
gross / year
Rent trend
+3.2%
annual change
Estimated monthly budget
Food, transport and utility expenses based on INE/Eurostat national averages. Adjust to your lifestyle.
Rent in Santiago de Compostela
Est. rent
576€
/ month
vs Spain
-11%
media 648€
Ranking
#450
of 748
Trend
+3.2%
annual change
Rent in Santiago de Compostela is 11% cheaper than the national average and 8% more expensive than the Galicia average (€531/month). The annual trend is +3.2%.
What salary do you need to live in Santiago de Compostela?
Recommended salary
32,500€
gross / year
Rule applied
30%
max rent/net
Avg CCAA salary
26,547€
gross / year · INE
To avoid spending more than 30% of your net salary on rent in Santiago de Compostela (€576/month), you need to earn at least €32,500 gross/year. The average gross salary in Galicia is €26,547/year according to INE.
Buying in Santiago de Compostela: what does a mortgage cost?
Est. price
115,000€
PER ~200 months
Monthly payment
461€
25yr · 3.5% · 80%
Down pmt + costs
34,500€
20% + 10%
Estimate based on a sale price of €115,000 (typical price-to-rent ratio). 25-year mortgage at 3.5% with 80% financed. Indicative calculation.
Calculate with your price →Quality of life in Santiago de Compostela
Summer max
24.2°C
Jun–Aug · ERA5
Winter min
5.6°C
Dec–Feb · ERA5
Unemployment
7.2%
SEPE 202604
Rent burden
39.5%
of net income
Santiago de Compostela has a mild climate with mild summers (24.2°C max from June to August) and cool winters (5.6°C min from December to February). Unemployment stands at 7.2% (SEPE 202604) and the rent-to-income burden is 39.5%. Climate data: Open-Meteo ERA5 (2015-2024 normals).
📊 Full data
Municipal page with all indicators
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Rent: INE IPVA index (2023). Expenses: INE/Eurostat national averages. Mortgage: indicative calculation.