Cost of living in Pamplona/Iruña: rent, salaries & real expenses (2026)
The cost of living in Pamplona/Iruña is around €1459.1/month, with rent at €689.1 (INE 2023) — 6% above the Spanish average. Rent trend: +4.3% per year. Here's the full breakdown.
Avg. rent
689.1€
/ month · INE
Total cost
1459.1€
/ month est.
Salary needed
41k€
gross / year
Rent trend
+4.3%
annual change
Estimated monthly budget
Food, transport and utility expenses based on INE/Eurostat national averages. Adjust to your lifestyle.
Rent in Pamplona/Iruña
Est. rent
689.1€
/ month
vs Spain
+6%
media 648€
Ranking
#226
of 753
Trend
+4.3%
annual change
Rent in Pamplona/Iruña is 6% more expensive than the national average and 5% more expensive than the Navarra average (€657/month). The annual trend is +4.3%.
What salary do you need to live in Pamplona/Iruña?
Recommended salary
40,500€
gross / year
Rule applied
30%
max rent/net
Avg CCAA salary
32,605€
gross / year · INE
To avoid spending more than 30% of your net salary on rent in Pamplona/Iruña (€689.1/month), you need to earn at least €40,500 gross/year. The average gross salary in Navarra is €32,605/year according to INE.
Buying in Pamplona/Iruña: what does a mortgage cost?
Est. price
140,000€
PER ~200 months
Monthly payment
561€
25yr · 3.5% · 80%
Down pmt + costs
42,000€
20% + 10%
Estimate based on a sale price of €140,000 (typical price-to-rent ratio). 25-year mortgage at 3.5% with 80% financed. Indicative calculation.
Calculate with your price →Quality of life in Pamplona/Iruña
Summer max
26°C
Jun–Aug · ERA5
Winter min
2.1°C
Dec–Feb · ERA5
Unemployment
8.8%
SEPE 202605
Rent burden
47.9%
of net income
Pamplona/Iruña has a warm climate with mild summers (26°C max from June to August) and cool winters (2.1°C min from December to February). Unemployment stands at 8.8% (SEPE 202605) and the rent-to-income burden is 47.9%. Climate data: Open-Meteo ERA5 (2015-2024 normals).
📊 Full data
Municipal page with all indicators
🗺️ Navarra/Nafarroa
Province municipalities
🏛️ Navarra
Rent by community
Compare Pamplona/Iruña with other cities
Rent: INE IPVA index (2023). Expenses: INE/Eurostat national averages. Mortgage: indicative calculation.