Cost of living in Moralzarzal: rent, salaries & real expenses (2026)
The cost of living in Moralzarzal is around €1744/month, with rent at €974 (INE 2023) — 50% above the Spanish average. Rent trend: +2.9% per year. Here's the full breakdown.
Avg. rent
974€
/ month · INE
Total cost
1744€
/ month est.
Salary needed
61k€
gross / year
Rent trend
+2.9%
annual change
Estimated monthly budget
Food, transport and utility expenses based on INE/Eurostat national averages. Adjust to your lifestyle.
Rent in Moralzarzal
Est. rent
974€
/ month
vs Spain
+50%
media 648€
Ranking
#49
of 753
Trend
+2.9%
annual change
Rent in Moralzarzal is 50% more expensive than the national average and 3% cheaper than the Comunidad de Madrid average (€1002/month). The annual trend is +2.9%.
What salary do you need to live in Moralzarzal?
Recommended salary
60,500€
gross / year
Rule applied
30%
max rent/net
Avg CCAA salary
34,410€
gross / year · INE
To avoid spending more than 30% of your net salary on rent in Moralzarzal (€974/month), you need to earn at least €60,500 gross/year. The average gross salary in Comunidad de Madrid is €34,410/year according to INE.
Buying in Moralzarzal: what does a mortgage cost?
Est. price
195,000€
PER ~200 months
Monthly payment
781€
25yr · 3.5% · 80%
Down pmt + costs
58,500€
20% + 10%
Estimate based on a sale price of €195,000 (typical price-to-rent ratio). 25-year mortgage at 3.5% with 80% financed. Indicative calculation.
Calculate with your price →Quality of life in Moralzarzal
Summer max
28.7°C
Jun–Aug · ERA5
Winter min
2°C
Dec–Feb · ERA5
Unemployment
6.6%
SEPE 202605
Rent burden
64.6%
of net income
Moralzarzal has a warm climate with mild summers (28.7°C max from June to August) and cool winters (2°C min from December to February). Unemployment stands at 6.6% (SEPE 202605) and the rent-to-income burden is 64.6%. Climate data: Open-Meteo ERA5 (2015-2024 normals).
📊 Full data
Municipal page with all indicators
🗺️ Madrid
Province municipalities
🏛️ Comunidad de Madrid
Rent by community
Compare Moralzarzal with other cities
Rent: INE IPVA index (2023). Expenses: INE/Eurostat national averages. Mortgage: indicative calculation.