Cost of living in Ferrol: rent, salaries & real expenses (2026)

The cost of living in Ferrol is around €1325/month, with rent at €555 (INE 2023) — 14% below the Spanish average. Rent trend: +1.9% per year. Here's the full breakdown.

Avg. rent

555

/ month · INE

Total cost

1325

/ month est.

Salary needed

31k€

gross / year

Rent trend

+1.9%

annual change

Estimated monthly budget

Rent (INE IPVA)555
Food350
Transport80
Utilities (electricity, water, gas, internet)100
Health & pharmacy40
Leisure & culture120
Other expenses80
Estimated total1325/ month

Food, transport and utility expenses based on INE/Eurostat national averages. Adjust to your lifestyle.

Rent in Ferrol

Est. rent

555

/ month

vs Spain

-14%

media 648

Ranking

#523

of 753

Trend

+1.9%

annual change

Rent in Ferrol is 14% cheaper than the national average and 5% more expensive than the Galicia average (€531/month). The annual trend is +1.9%.

What salary do you need to live in Ferrol?

Recommended salary

31,000

gross / year

Rule applied

30%

max rent/net

Avg CCAA salary

26,547

gross / year · INE

To avoid spending more than 30% of your net salary on rent in Ferrol (€555/month), you need to earn at least €31,000 gross/year. The average gross salary in Galicia is €26,547/year according to INE.

Buying in Ferrol: what does a mortgage cost?

Est. price

110,000

PER ~200 months

Monthly payment

441

25yr · 3.5% · 80%

Down pmt + costs

33,000

20% + 10%

Estimate based on a sale price of €110,000 (typical price-to-rent ratio). 25-year mortgage at 3.5% with 80% financed. Indicative calculation.

Calculate with your price →

Quality of life in Ferrol

Summer max

20.3°C

Jun–Aug · ERA5

Winter min

6.9°C

Dec–Feb · ERA5

Unemployment

12.3%

SEPE 202605

Rent burden

43.9%

of net income

Ferrol has a mild climate with mild summers (20.3°C max from June to August) and cool winters (6.9°C min from December to February). Unemployment stands at 12.3% (SEPE 202605) and the rent-to-income burden is 43.9%. Climate data: Open-Meteo ERA5 (2015-2024 normals).

📊 Full data

Municipal page with all indicators

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Province municipalities

🏛️ Galicia

Rent by community

Compare Ferrol with other cities

Rent: INE IPVA index (2023). Expenses: INE/Eurostat national averages. Mortgage: indicative calculation.