Cost of living in Estepona: rent, salaries & real expenses (2026)
The cost of living in Estepona is around €1509/month, with rent at €739 (INE 2023) — 14% above the Spanish average. Rent trend: +3.7% per year. Here's the full breakdown.
Avg. rent
739€
/ month · INE
Total cost
1509€
/ month est.
Salary needed
44k€
gross / year
Rent trend
+3.7%
annual change
Estimated monthly budget
Food, transport and utility expenses based on INE/Eurostat national averages. Adjust to your lifestyle.
Rent in Estepona
Est. rent
739€
/ month
vs Spain
+14%
media 648€
Ranking
#179
of 748
Trend
+3.7%
annual change
Rent in Estepona is 14% more expensive than the national average and 30% more expensive than the Andalucía average (€568/month). The annual trend is +3.7%.
What salary do you need to live in Estepona?
Recommended salary
43,500€
gross / year
Rule applied
30%
max rent/net
Avg CCAA salary
26,090€
gross / year · INE
To avoid spending more than 30% of your net salary on rent in Estepona (€739/month), you need to earn at least €43,500 gross/year. The average gross salary in Andalucía is €26,090/year according to INE.
Buying in Estepona: what does a mortgage cost?
Est. price
150,000€
PER ~200 months
Monthly payment
601€
25yr · 3.5% · 80%
Down pmt + costs
45,000€
20% + 10%
Estimate based on a sale price of €150,000 (typical price-to-rent ratio). 25-year mortgage at 3.5% with 80% financed. Indicative calculation.
Calculate with your price →Quality of life in Estepona
Summer max
29.8°C
Jun–Aug · ERA5
Winter min
10.8°C
Dec–Feb · ERA5
Unemployment
10.3%
SEPE 202604
Rent burden
69.6%
of net income
Estepona has a warm climate with mild summers (29.8°C max from June to August) and cool winters (10.8°C min from December to February). Unemployment stands at 10.3% (SEPE 202604) and the rent-to-income burden is 69.6%. Climate data: Open-Meteo ERA5 (2015-2024 normals).
📊 Full data
Municipal page with all indicators
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🏛️ Andalucía
Rent by community
Compare Estepona with other cities
Rent: INE IPVA index (2023). Expenses: INE/Eurostat national averages. Mortgage: indicative calculation.